Points Exchange is a redemption option that allows Security Bank cardholders with eligible credit cards to convert their earned reward points into various participating loyalty programs including airlines, hotels, and retail partners.

Security Bank cardholders with the following eligible credit cards can participate in Points Exchange:
  • Principal and Supplementary Credit Cardholders with Security Bank rewards-earning cards such as Classic and Gold Mastercard, Platinum Mastercard, and World Mastercard.
  • Cardholders must have a valid and active account in good standing to qualify for transferring points.

If eligible, you can transfer your points through the Betterbanking Rewards website powered by the Points Exchange platform. Follow these steps:
  • Ensure you are enrolled in the desired travel or retail loyalty program.
  • Obtain your loyalty program account or account number.
  • Sign into your account on the Betterbanking Rewards website.
  • Select the participating loyalty program and enter the number of points you wish to transfer.
  • Accept the terms and conditions and confirm your Points Transfer request.

No, Points Exchange requests cannot be cancelled or reversed once submitted. Once transferred, the points become the reward currency of the participating loyalty program.

Once transferred, points are subject to the terms and conditions of the participating loyalty program. Check with the specific program for details on expiration dates, blackout dates, and other restrictions.

Not all points may be eligible for Exchange, including points affected by fraud, abuse, or delinquency. Taxable points and certain bonus points may also be ineligible.

There will be No limit to the number of transfers per member per 24-hour period.

No, there is currently no fee to transfer points using Points Transfer.

  • For travel loyalty programs, points may post within 3 business days, while others may take up to 7 days.

BetterBanking Rewards Points are deducted immediately from your BetterBanking Rewards Account upon initiating the transfer.

No, the names on both accounts must match for points to be transferred.

You can find the full Terms and Conditions by clicking on the “Points Echange Terms & Conditions” link at the bottom of the Points Transfer page on the Betterbanking Rewards website.